User Acceptance

Acceptance of the Terms & Conditions

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern 121Advisor’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

Info Usage & Sharing

Use of Content & Materials

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available though this website meet your specific requirements.
• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

Links

Links to Other Sites

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). You use or follow these links at your own risk and 121Advisor is not responsible for any damages or losses incurred or suffered by you arising out of or in connection with your use of the link.

Any links to websites that contain downloadable software are provided for your convenience only. Again we are not responsible for any difficulties you may encounter in downloading the software or for any consequences from your doing so. Please remember that the use of any software downloaded from the Internet may be governed by a licence agreement and your failure to observe the terms of such licence agreement may result in an infringement of intellectual property rights of the relevant software provider which we are not in any way responsible. Please be mindful that when you click on a link and leave our website you will be subject to the terms of use and privacy policies of the other website that you are going to visit.

Links to Our Website

You shall obtain prior written approval from us before creating hyperlink in any form from third party website to this site. In normal circumstances, we may approve a hyperlink which displays plainly our name or website address. These links shall always be an active and direct link to our home or front page of our website only. We are not responsible for any loss or damage incurred by any party arising out of or in connection with such link.

Copyright

Copyright & Trademark

All trademarks, services marks, trade names, logos, and icons are proprietary to 121Advisor. Nothing contained on the website should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website without the written permission of 121Advisor. Any unauthorized use of these objects may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Your use of this website and any dispute arising out of such use of the website is subject to the laws of Malaysia.

Disclaimer

Limitation of Liability

YOU ASSUME ALL RESPONSIBILITY FOR THE USE OF THIS WEB SITE. THE CONTENTS ARE PROVIDED “AS IS,” AND ARE WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; FREEDOM FROM VIRUSES, BUGS, ERRORS, OR OTHER HARMFUL CODE OR COMPUTER PROGRAMMING ROUTINES; AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. 121ADVISOR IS NOT LIABLE FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR THE INABILITY TO USE THIS WEB SITE OR ACCESS THE CONTENTS, LOSS OF BUSINESS, LOSS OF PROFITS, BUSINESS INTERRUPTION OR THE LIKE), ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEB SITE, THE CONTENTS, OR ANY HYPERLINKED SITE, EVEN IF 121ADVISOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This web site is only intended to provide data and information that may be of interest to its users. The Contents are provided to you as a service and a business tool. 121Advisor is not responsible for any errors or omissions in the Contents, nor for any loss or damage arising from your reliance on the Contents or a linked site. 121Advisor believes the Contents to be reliable, but makes no claims, warranties or representation, with regard to the reliability, accuracy, truth, timeliness, usefulness, or completeness, of the Contents. The Contents are comprised solely of general information and are not customized to your personal situation. As such, the Contents might not be suitable for your own needs. 121Advisor strongly advises you to seek your own legal, accounting and financial advice and counseling from a licensed professional in your local area. 121Advisor does not offer legal, accounting or financial advice or guidance. You should not depend or rely upon any of the Contents contained in this web site. Your reliance upon any of the Contents contained in this web site is done so at your own risk. You alone are responsible for any decisions you make as a result of using this web site.

Indemnification

You agree to indemnify, defend and hold harmless, 121Advisor and its subsidiaries and affiliates, and their respective officers, directors, employees, from and against any and all loss, liability, claim, damage, and other expenses (including reasonable attorneys’ fees) caused by or arising from your following action(s):

• Violation of the terms and conditions
• Access to or use of this website
• Failure to provide accurate, truthful and complete, business information.

Waiver

No supplement, modification, or amendment or waiver of the terms shall be bind upon 121Advisor, unless executed in writing by a duly authorized representative of 121Advisor. The failure of 121Advisor to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision.

Arbitration

The terms and conditions and your use of this website shall be governed and construed according to the laws of Malaysia. Any civil action, dispute, or proceeding, arising out of or relating to the terms and conditions and your use of this web site, except for an injunctive action regarding a breach or threatened breach of any provision of the terms and conditions by you which shall be brought in an arbitration branch in Malaysia as nominated by the President of the Chartered Institute of Arbitration, shall be referred for final and binding arbitration before a single arbitrator under the commercial arbitration rules of the Chartered Institute of Arbitration in Malaysia. You and 121Advisor shall jointly select the arbitrator. Until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs, the party who requested arbitration is responsible for paying all fees that the arbitrator may periodically require. The arbitrator’s final and binding conclusion may be entered in any court of competent jurisdiction.

Changes in Terms & Conditions

121Advisor reserves the right to change these terms at any time without notice. Users may visit this page and review the terms periodically, as they are subject to change.

Violation of Terms & Conditions

Users are prohibited from using this website to offend, threaten, harass, abuse, or defame any third party. We may refuse to permit your access into this website if in our opinion you violate any of the terms and conditions.

Contact

If you have any queries or concerns, please feel free to drop us an email at mail@121advisor.com.