Empowers insurers and takaful operators to harness a blend of technological innovations within the Enterprise Digital Framework.
It provides businesses with the capability to establish a product catalog using customizable product page templates. This enables categorized and user-friendly product research, facilitating multiple product comparisons to streamline the selection process.
Complete adherence to regulatory and personal data protection standards. Offering automated customer service, enabling users to access product literature, obtain quotes, purchase products, and utilize a customer self-service portal for current policyholders. In cases where online products may not fulfill the customers' requirements for more complex offerings, assistance in finding advisors is also available.
Contact Us ANYTIME
By accessing, browsing or using this Site (www.121advisor.com), you acknowledge that you have read, understood and accepted all the privacy policy stated below.
Website Technology
“Cookies” and/or other technology might be used to enhance the functionality of the Site. We hope that this provides you a better experience throughout this Site. These technologies may store small text data file locally in your computer. Usually the file consists of your preferences and viewing whilst in this site. You may configure your web browser not to accept cookies, but it could affect some functionality of the site. Please view our Cookie Policy to know more on how we use cookies.
Personal Data Protection
This site does not collect any personal information from you, except “Cookies”; unless you subscribe to the 121Advisor Insights newsletter, or request for a demonstration. We disclaim any theft/loss of your personal information by accessing this Site.
Changes
121Advisor reserves the right to amend this policy at any time without notice. Users may visit this page and review the terms periodically, as they are subject to change. These Terms were last updated on May 16, 2019.
Survival
The policy, including all agreements, representations and warranties set forth herein, as amended, modified, revised, or restated from time to time, shall survive your acceptance of the terms and conditions any your use of this website.
Contact
If you have any queries or concerns, please feel free to drop us an email at mail@121advisor.com.
Legal Information & Notices
User Acceptance
Acceptance of the Terms & Conditions
Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern 121Advisor’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.
Info Usage & Sharing
Use of Content & Materials
Links
Links to Other Sites
From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). You use or follow these links at your own risk and 121Advisor is not responsible for any damages or losses incurred or suffered by you arising out of or in connection with your use of the link.
Any links to websites that contain downloadable software are provided for your convenience only. Again we are not responsible for any difficulties you may encounter in downloading the software or for any consequences from your doing so. Please remember that the use of any software downloaded from the Internet may be governed by a licence agreement and your failure to observe the terms of such licence agreement may result in an infringement of intellectual property rights of the relevant software provider which we are not in any way responsible. Please be mindful that when you click on a link and leave our website you will be subject to the terms of use and privacy policies of the other website that you are going to visit.
Links to Our Website
You shall obtain prior written approval from us before creating hyperlink in any form from third party website to this site. In normal circumstances, we may approve a hyperlink which displays plainly our name or website address. These links shall always be an active and direct link to our home or front page of our website only. We are not responsible for any loss or damage incurred by any party arising out of or in connection with such link.
Copyright
Copyright & Trademark
All trademarks, services marks, trade names, logos, and icons are proprietary to 121Advisor. Nothing contained on the website should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website without the written permission of 121Advisor. Any unauthorized use of these objects may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Your use of this website and any dispute arising out of such use of the website is subject to the laws of Malaysia.
Disclaimer
Limitation of Liability
YOU ASSUME ALL RESPONSIBILITY FOR THE USE OF THIS WEB SITE. THE CONTENTS ARE PROVIDED “AS IS,” AND ARE WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; FREEDOM FROM VIRUSES, BUGS, ERRORS, OR OTHER HARMFUL CODE OR COMPUTER PROGRAMMING ROUTINES; AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. 121ADVISOR IS NOT LIABLE FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR THE INABILITY TO USE THIS WEB SITE OR ACCESS THE CONTENTS, LOSS OF BUSINESS, LOSS OF PROFITS, BUSINESS INTERRUPTION OR THE LIKE), ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEB SITE, THE CONTENTS, OR ANY HYPERLINKED SITE, EVEN IF 121ADVISOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
This web site is only intended to provide data and information that may be of interest to its users. The Contents are provided to you as a service and a business tool. 121Advisor is not responsible for any errors or omissions in the Contents, nor for any loss or damage arising from your reliance on the Contents or a linked site. 121Advisor believes the Contents to be reliable, but makes no claims, warranties or representation, with regard to the reliability, accuracy, truth, timeliness, usefulness, or completeness, of the Contents. The Contents are comprised solely of general information and are not customized to your personal situation. As such, the Contents might not be suitable for your own needs. 121Advisor strongly advises you to seek your own legal, accounting and financial advice and counseling from a licensed professional in your local area. 121Advisor does not offer legal, accounting or financial advice or guidance. You should not depend or rely upon any of the Contents contained in this web site. Your reliance upon any of the Contents contained in this web site is done so at your own risk. You alone are responsible for any decisions you make as a result of using this web site.
Indemnification
You agree to indemnify, defend and hold harmless, 121Advisor and its subsidiaries and affiliates, and their respective officers, directors, employees, from and against any and all loss, liability, claim, damage, and other expenses (including reasonable attorneys’ fees) caused by or arising from your following action(s):
Waiver
No supplement, modification, or amendment or waiver of the terms shall be bind upon 121Advisor, unless executed in writing by a duly authorized representative of 121Advisor. The failure of 121Advisor to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision.
Arbitration
The terms and conditions and your use of this website shall be governed and construed according to the laws of Malaysia. Any civil action, dispute, or proceeding, arising out of or relating to the terms and conditions and your use of this web site, except for an injunctive action regarding a breach or threatened breach of any provision of the terms and conditions by you which shall be brought in an arbitration branch in Malaysia as nominated by the President of the Chartered Institute of Arbitration, shall be referred for final and binding arbitration before a single arbitrator under the commercial arbitration rules of the Chartered Institute of Arbitration in Malaysia. You and 121Advisor shall jointly select the arbitrator. Until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs, the party who requested arbitration is responsible for paying all fees that the arbitrator may periodically require. The arbitrator’s final and binding conclusion may be entered in any court of competent jurisdiction.
Changes in Terms & Conditions
121Advisor reserves the right to change these terms at any time without notice. Users may visit this page and review the terms periodically, as they are subject to change.
Violation of Terms & Conditions
Users are prohibited from using this website to offend, threaten, harass, abuse, or defame any third party. We may refuse to permit your access into this website if in our opinion you violate any of the terms and conditions.
Contact
If you have any queries or concerns, please feel free to drop us an email at mail@121advisor.com.